🦅 Virginia Income Tax Calculator
Virginia charges a 5.75% state income tax on wages. Enter your salary below to see your exact take-home pay in Virginia for 2026.
Take-home pay in Virginia — quick reference
| Salary | Federal Tax | State Tax | Take-Home | Monthly |
|---|---|---|---|---|
| $40,000 | $2,620 | $1,539 | $32,781 | $2,732 |
| $60,000 | $5,020 | $2,689 | $47,701 | $3,975 |
| $80,000 | $8,770 | $3,839 | $61,271 | $5,106 |
| $100,000 | $13,170 | $4,989 | $74,191 | $6,183 |
| $150,000 | $24,734 | $7,864 | $105,927 | $8,827 |
| $200,000 | $36,734 | $10,739 | $138,188 | $11,516 |
About Virginia income tax
On top of federal income tax and payroll withholding, Virginia adds a state income tax around 5.75% on wages earned in the state.
For most workers earning $50,000–$200,000 in Virginia, the effective rate lands a few points below the headline 5.75% figure once standard deductions and credits are factored in — the calculator above gives the exact number.
Frequently asked questions
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What This Virginia Income Tax Calculator Does
Given a salary and filing status, this runs the numbers through Virginia state tax alongside federal income tax and payroll withholding, ending in a realistic take-home figure rather than a rough estimate.
This calculator is built for three kinds of people: salaried Virginia employees sanity-checking their withholding, freelancers and contractors penciling out quarterly payments, and anyone comparing a Virginia offer against a job somewhere else.
Because Virginia taxes income in brackets rather than one flat rate, a bonus or raise can shift part of your pay into a higher bracket than your existing withholding assumes.
Understanding Your Results
Virginia Tax Owed
What Virginia expects for the full year once the standard deduction is applied. Compare it to year-to-date withholding to see if you're tracking toward a refund or a bill.
Effective State Tax Rate
Total state tax divided by gross income — a more honest number than the top bracket rate, which only applies to the last dollar earned, not the whole paycheck.
After-Tax Income (State)
Gross income minus Virginia tax alone. Federal tax, Social Security, and Medicare still come out separately, so this isn't the final number — just one layer of it.
Virginia Income Tax Overview
Income in Virginia is taxed progressively, with rates rising in steps up to 5.75% at the top — only the portion of income in each bracket gets that bracket's rate.
Current Tax Rate: 5.75%
Local Taxes
A handful of cities and counties within Virginia layer on their own local income or wage tax that this state-level calculator doesn't capture — worth a quick check with local government if that applies to you.
Factors That Affect Your Virginia Tax Bill
A few things move the Virginia number beyond the headline rate:
| Factor | Effect |
|---|---|
| Filing status (single vs. married) | Affects deduction amount and bracket thresholds |
| Dependents | May reduce taxable income through exemptions or credits |
| Self-employment income | Fully taxable; must make estimated quarterly payments |
| Investment income | Generally taxable as ordinary income at state level |
| Retirement distributions | Treatment varies — check current Virginia guidance |
| Residency period | Part-year residents file on pro-rated income only |
Planning Tip
Re-run the numbers after a real change in pay. Virginia withholding tables don't self-correct for raises or bonuses, and catching the gap mid-year beats discovering it the following April.
Real-World Examples
Example 1: Single Filer, $55,000 Salary
A single filer in Virginia making $55,000 doesn't pay 5.75% at the top on the whole amount — the standard deduction reduces taxable income first, pulling the effective rate below the nominal one.
Example 2: Married Couple, $130,000 Combined Income
For a married couple filing jointly in Virginia with $130,000 combined income, the joint standard deduction usually pulls the effective rate slightly lower than the equivalent for two single filers.
Example 3: Self-Employed Individual, $80,000 Net Profit
Self-employed Virginia residents don't have taxes withheld automatically — a freelancer with $80,000 in net business income has to budget for and submit quarterly estimated payments to avoid a penalty at filing time.
Example 4: Relocating To or From Virginia
At $250,000 in income, the state-tax gap between Virginia (5.75%) and Tennessee (0% — no income tax) alone can run into the thousands to tens of thousands per year — before even factoring in property tax, sales tax, or cost of living.
Common Virginia Tax Mistakes
Confusing marginal rate with effective rate
The 5.75% headline figure only applies to the top bracket — most Virginia filers land well below it once the effective rate is calculated across their whole income.
Ignoring withholding adjustments after a major income change
Virginia withholding doesn't self-adjust when pay changes mid-year — catching a raise or bonus early beats finding out about the gap at tax time.
Not accounting for Virginia-specific deductions or credits
This tool applies the standard deduction, but Virginia may offer additional credits — for dependents, low income, or other circumstances — that a generic estimate won't capture. Current Virginia Department of Revenue guidance fills that gap.
Part-year residents filing as full-year residents
Anyone who moved to or from Virginia mid-year should file part-year resident status; filing as a full-year resident by mistake means overpaying on income earned somewhere else entirely.
Tips for Virginia Taxpayers
- Check Virginia withholding once a year, and again after any raise, job change, or major life event.
- If self-employed, set aside Virginia estimated tax quarterly — due dates generally track the federal schedule (April, June, September, January).
- Run the numbers in October or November so there's still time to adjust withholding or make a final estimated payment before year-end.
- Weigh Virginia's full tax picture, not income tax alone — property tax and sales tax vary by state too and affect the real comparison.
Related Calculators You May Need
- Federal Income Tax Calculator — to see your combined federal and state tax burden together.
- Paycheck Calculator — shows both federal and Virginia state withholding from each paycheck.
- Salary Calculator — converts gross salary to take-home after all taxes including Virginia state tax.
- Self-Employment Tax Calculator — for Virginia freelancers and contractors who also owe self-employment tax on top of income tax.
- Property Tax Calculator — for homeowners in Virginia estimating their full state tax burden including property taxes.