❄️ Minnesota Property Tax 2026 • Estimator

Minnesota Property Tax Calculator

MN
Written by the USAFinCalc Team
Editorial Policy · Methodology

See what Minnesota property tax actually costs in 2026. Plug in your home's assessed value and county for a full annual estimate covering county rates (0.5%–1.5%+), homestead credit (up to $400), and senior deferral program.Updated 2026

Enter your property value below to calculate your Minnesota property tax.
🏡 Property Details
$
📍 Minnesota — 0.5%–1.5%+ Effective Rate
📊 Homestead Credit: up to $400 (20% of tax) · Senior deferral: 50% or 100% · 100% assessment ratio · Veterans exemption available
❄️
Enter your property details
See your annual property tax

Minnesota Property Tax Estimator — Quick Look

Estimated annual property tax for common home values (with homestead credit).

Assessed ValueCountyTax RateAnnual TaxMonthly
$250,000Hennepin (1.10%)1.10%$2,350$196
$300,000Hennepin (1.10%)1.10%$2,900$242
$300,000Ramsey (1.20%)1.20%$3,200$267
$300,000Dakota (1.00%)1.00%$2,600$217
$500,000Hennepin (1.10%)1.10%$5,100$425

* Estimates for primary residence with homestead credit ($400 max). Actual tax varies by city and school district.

Minnesota Property Tax Information 2026

Average Effective Rate: 1.0%–1.3% County + City + School

Assessment Ratio: Residential property assessed at 100% of market value.

Key Programs:

  • Homestead Credit (2026): 20% of tax bill up to $400 maximum for primary residences
  • Senior Deferral Program: Allows seniors 65+ to defer 50% or 100% of property tax payments (income-based)
  • Disabled Veterans Exemption: Available for qualifying disabled veterans
  • Agricultural Land: Special valuation for farm property

Tax Composition: County ~25%, City ~25%, School ~45%, Special districts ~5%

Source: Minnesota Department of Revenue — revenue.state.mn.us · Updated July 2026

Frequently Asked Questions

What is the Minnesota property tax rate?
Minnesota's average effective rate is approximately 1.0%–1.3%. Rates vary by county and city, with Hennepin and Ramsey counties having some of the highest rates.
What is the Homestead Credit in Minnesota for 2026?
The Homestead Credit is a state-paid credit that reduces property taxes for primary residences. For 2026, the credit is 20% of your property tax up to a maximum of $400. You must apply with your county assessor.
How does the Senior Deferral Program work in Minnesota?
The Senior Deferral Program allows homeowners 65+ to defer up to 100% of their property tax payments. The deferred amount becomes a lien on the property with simple interest (currently 3%). Income limits apply — check with the Minnesota Department of Revenue for current thresholds.

📊 Data Methodology

Minnesota property tax calculations use county-specific rates from the Minnesota Department of Revenue. 100% assessment ratio applies. Homestead credit: 20% up to $400 maximum (2026 rate). Senior deferral program allows 50% or 100% deferral. Source: MN DOR · Updated July 2026

Last updated: July 26, 2026