🏠 Florida Property Tax 2026 • Estimator

Florida Property Tax Calculator

Written by the USAFinCalc Team

Florida property tax, estimated for 2026. Enter your assessed value and county to get your projected annual bill, factoring in the average millage rate (0.5%–2.0%), Homestead Exemption ($50,000), and Save Our Homes (SOH) 3% cap.Updated 2026

Enter your property value below to calculate your Florida property tax.

🏡 Property Details

Assessed Property Value (market value)

County

Property Type

Additional Exemptions (senior, disability, etc.)

Years in Home (SOH cap)

📍 Florida — 0.5%–2.0% Effective Rate

📊 $50,000 Homestead Exemption · Save Our Homes (SOH) 3% annual cap · Average millage: ~10–20 mills (1.0%–2.0%) · No state income tax

🏠

Enter your property details

See your annual property tax

Florida Property Tax Estimator — Quick Look

Estimated annual property tax for common home values (Homestead, with $50,000 exemption).

Assessed Value	Homestead Exemption	Taxable Value	Total Tax (1.0%)	Monthly
$150,000	$50,000	$100,000	$1,000	$83
$250,000	$50,000	$200,000	$2,000	$167
$350,000	$50,000	$300,000	$3,000	$250
$450,000	$50,000	$400,000	$4,000	$333
$550,000	$50,000	$500,000	$5,000	$417
$750,000	$50,000	$700,000	$7,000	$583
$1,000,000	$50,000	$950,000	$9,500	$792

* Estimated tax at 1.0% effective rate. Actual tax varies by county millage rates (0.5%–2.0%) and additional exemptions.

Florida Property Tax Information 2026

Average Millage Rate: 10–20 mills (1.0%–2.0%) County + City + School

Homestead Exemption: Up to $50,000 off assessed value for primary residences (first $25,000 exempt, next $25,000 exempt for non-school taxes).

Save Our Homes (SOH) Cap: Annual assessed value increases limited to 3% or CPI, whichever is lower, for homestead properties.

Additional Exemptions:

Senior Exemption: Additional $50,000 exemption for low-income seniors 65+ (county-dependent)
Disabled Veterans: Up to $5,000 exemption for qualifying veterans
Widow/Widower: $5,000 exemption for surviving spouses
Permanent Disability: Exemption for permanently disabled individuals (county-dependent)

Portability: Florida allows homestead property owners to transfer up to $500,000 of their SOH benefit to a new home within 3 years.

No State Income Tax: Florida has no state income tax, but property taxes are the primary source of local revenue.

Source: Florida Department of Revenue — floridarevenue.com/property · Updated July 2026

Frequently Asked Questions — Florida Property Tax

What is the Florida property tax rate for 2026?

Florida's property tax rate varies by county and city. The average effective rate is around 0.89% of home value, ranging from 0.50% in the Panhandle to over 2.00% in some cities like those in Broward and Palm Beach counties. Rates are expressed in mills (1 mill = $1 per $1,000 of assessed value).

What is the Homestead Exemption in Florida?

Florida's Homestead Exemption reduces the assessed value of your primary residence by up to $50,000. The first $25,000 is exempt from all property taxes, and the next $25,000 is exempt from non-school taxes. This can save homeowners $500–$1,000+ per year depending on the local millage rate.

What is the Save Our Homes (SOH) cap?

The Save Our Homes (SOH) cap limits annual increases in assessed value for homestead properties to 3% or the Consumer Price Index (CPI), whichever is lower. This protects homeowners from steep tax increases due to rising property values.

How is Florida property tax calculated?

Property tax is calculated as:
Tax = (Assessed Value - Exemptions) × Millage Rate / 1,000
Example: $350,000 home with $50,000 exemption and 15 mills rate: ($300,000 × 15) / 1,000 = $4,500 annual tax.

Does Florida have a senior property tax exemption?

Yes. Many Florida counties offer an additional $50,000 exemption for homeowners 65 years or older with a limited household income (typically under $35,000–$40,000). Check with your county property appraiser for eligibility.

What county has the highest property tax in Florida?

Counties with the highest millage rates include Broward, Palm Beach, Miami-Dade, and St. Lucie, where combined rates can exceed 20 mills (2.0%). Panhandle counties like Walton, Okaloosa, and Santa Rosa have lower rates closer to 10 mills (1.0%).

Can I transfer my homestead exemption to a new home in Florida?

Yes! Florida's Portability Amendment allows you to transfer up to $500,000 of your Save Our Homes (SOH) benefit to a new homestead property within 3 years of moving. This can significantly reduce your tax bill on a new home.

How do Florida property taxes compare to other states?

Florida's average effective property tax rate is 0.89%, which is around the national average. However, Florida has no state income tax, making the overall tax burden relatively low compared to states like New York, New Jersey, or California.

When are Florida property taxes due?

Property tax bills are mailed in November. Taxes are due by March 31 of the following year. Early payment discounts are available: 4% in November, 3% in December, 2% in January, and 1% in February.

What happens to property taxes when I sell my home in Florida?

When you sell your home, the property is reassessed at current market value for the new buyer. The Save Our Homes (SOH) cap resets for the new owner, who must apply for their own homestead exemption.

📊 Data Methodology

Florida property tax calculations use county-specific millage rates from the Florida Department of Revenue and county property appraiser offices. The $50,000 Homestead Exemption is applied for primary residences. Save Our Homes (SOH) 3% cap is estimated based on years in home. Source: Florida DOR · Florida Tax Data · Updated July 2026

Florida Property Tax Calculator

Florida Property Tax Estimator — Quick Look

Florida Property Tax Information 2026

Frequently Asked Questions — Florida Property Tax

Related Calculators & Tools