๐Ÿ  California Property Tax 2026 โ€ข Estimator

California Property Tax Calculator

CA
Written by the USAFinCalc Team
Editorial Policy ยท Methodology

Estimate your California property tax for the 2026 tax year. Enter your home's assessed value and county to see your annual bill, including the 1% base rate (Proposition 13), local assessments, and special taxes.Updated 2026

Enter your property value below to calculate your California property tax.
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๐Ÿ“ California โ€” 1% Base Rate (Prop 13)
๐Ÿ“Š 1% base + local assessments ยท Prop 13 limits annual increases to 2% ยท Average combined rate: 1.02%โ€“1.45% ยท Homeowner's exemption: $7,000
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See your annual property tax

California Property Tax Estimator โ€” Quick Look

Estimated annual property tax for common home values (Los Angeles County, primary residence, with homeowner's exemption).

Assessed ValueBase Tax (1%)Local AssessmentsTotal TaxEffective Rate
$200,000$2,000$1,200$3,2001.60%
$350,000$3,500$1,200$4,7001.34%
$500,000$5,000$1,200$6,2001.24%
$650,000$6,500$1,200$7,7001.18%
$800,000$8,000$1,200$9,2001.15%
$1,000,000$10,000$1,200$11,2001.12%
$1,500,000$15,000$1,200$16,2001.08%
$2,000,000$20,000$1,200$21,2001.06%

* Estimates for primary residence with $7,000 homeowner's exemption. Actual tax varies by county, local assessments, and special districts.

California Property Tax Information 2026

Base Property Tax Rate: 1.00% (Proposition 13) Constitutional Limit

Proposition 13 (1978): Limits property tax to 1% of assessed value at time of purchase. Annual assessed value increases are capped at 2% (or inflation, whichever is lower).

Proposition 19 (2020): Allows homeowners aged 55+, severely disabled, or victims of wildfires/natural disasters to transfer their Proposition 13 tax base to a new home (up to 3 times).

Proposition 1 (2024): Authorized $10 billion in bonds for affordable housing and infrastructure projects, which may affect local assessment rates.

Key Exemptions:

  • Homeowner's Exemption: $7,000 reduction in assessed value for primary residences (saves ~$70โ€“$100 per year)
  • Disabled Veterans Exemption: Up to $150,000 reduction for qualifying disabled veterans
  • Senior Citizen Exemption: Some local jurisdictions offer additional property tax postponement programs for seniors

Local Assessments: Voter-approved bonds, parcel taxes, Mello-Roos districts, and special assessments can add 0.02%โ€“0.45% to the effective rate.

Source: California State Board of Equalization โ€” boe.ca.gov ยท Updated July 2026

Frequently Asked Questions โ€” California Property Tax

What is the California property tax rate for 2026?
The base property tax rate in California is 1.00% of the assessed value, mandated by Proposition 13 (1978). Local voter-approved bonds, Mello-Roos taxes, and special assessments can increase the total effective rate to anywhere from 1.02% to 1.45%, depending on the county and city.
How does Proposition 13 affect my property taxes?
Proposition 13 does two things: (1) It caps property taxes at 1% of the assessed value at the time of purchase, and (2) it limits annual increases in assessed value to 2% or the rate of inflation, whichever is lower. This means your property tax bill stays relatively predictable as long as you own the home.
What is the homeowner's exemption in California?
California offers a $7,000 reduction in assessed value for owner-occupied primary residences. This translates to a savings of about $70โ€“$100 per year on your property tax bill. You must file a claim with your county assessor to receive this exemption.
How is California property tax calculated?
Property tax is calculated as:
Total Tax = (Assessed Value ร— 1%) + Local Assessments - Exemptions
For example, on a $500,000 home with $1,200 in local assessments and $7,000 exemption: Tax = ($493,000 ร— 1%) + $1,200 = $6,130.
Does California have a property tax exemption for seniors?
California offers a Property Tax Postponement program for seniors aged 62+, blind, or disabled with annual household income under certain limits. This program allows eligible homeowners to defer their property tax payments. Additionally, some counties offer local senior exemptions.
What is the average property tax rate in California?
The average effective property tax rate in California is 0.71% of the home's market value, which is actually below the national average of 0.99%. However, this is because assessments are based on purchase price (Prop 13) rather than current market value.
Which California county has the highest property tax rate?
The highest effective property tax rates are typically found in counties with high local assessments like Alameda, Contra Costa, and San Francisco, where rates can reach 1.30%โ€“1.45%. Counties with fewer local bonds like Kern, Butte, and Stanislaus tend to have rates closer to the 1% base.
Does California tax property at market value or assessed value?
California taxes property at assessed value, which is typically the purchase price plus up to 2% annual increases (Prop 13). This is different from market value, which can be significantly higher โ€” especially in hot real estate markets.
Can I deduct California property tax on my federal return?
Yes. California property tax is deductible on your federal income tax return if you itemize. However, the SALT (State And Local Tax) deduction is capped at $10,000 ($5,000 for married filing separately) for the 2026 tax year.
What happens to property taxes when I sell my home in California?
When you sell your home, the property is reassessed at its current market value for the new buyer (Proposition 13). This means the new owner's property tax will be based on the sale price, not your assessed value. Your tax liability ends when you sell.

๐Ÿ“Š Data Methodology

California property tax calculations use the 1% base rate established by Proposition 13 (1978). County-specific local assessment data is based on published rates from the California State Board of Equalization and county assessor offices. Homeowner's exemption of $7,000 is included as default. Proposition 19 and Proposition 1 (2024) provisions are reflected in local assessment estimates. Source: California BOE ยท California Tax Data ยท Updated July 2026

Last updated: July 26, 2026